Prominent Crypto Educator Announces Decision to Sell All XRP Holdings

Prominent crypto commentator and educator The Economic Ninja (@economyninja) has announced his decision to sell his XRP position. In a recent video, he disclosed that approximately 80% of his cryptocurrency portfolio has been shifted into cash.

His decision is driven by broader market indicators, the actions taken by Ripple executives, and his forecast for XRP’s future price trajectory.

He Has Been in Cash Since December

The Economic Ninja reports that he has held roughly 80% or more of his crypto portfolio in cash since December. He parted ways with his XRP holdings prior to hitting his initial $5 price target, noting that signs of market weakness prompted a shift in his perspective.

Although XRP climbed by nearly $1 after his exit, his strong belief in worsening market conditions kept him anchored in cash instead of chasing the rally.

Why I Am Selling My XRP Holdings Now pic.twitter.com/UGkTkCkshU

— The Economic Ninja (@economyninja) November 11, 2026

Ex-Ripple CTO Sold Almost All of His XRP

A key factor behind his choice is the behavior of David Schwartz, Ripple’s CTO Emeritus, who liquidated nearly all of his XRP holdings while retaining a substantial share of private Ripple equity. The Economic Ninja views this move as highly revealing.

He explains that Ripple utilizes XRP sales to finance corporate growth ahead of an anticipated initial public offering (IPO), implying that private stock has far greater appreciation potential than the token itself. He asserts that this nuance is something most XRP influencers fail to share with their followers.

Why XRP Is Going Lower

The Economic Ninja forecasts that XRP will drop beneath the $0.80 threshold. He connects this prediction to broader equity market vulnerability, pointing out that XRP has already slid from $1.60 down to $1.06 even before any major downturn in the stock market. He anticipates that XRP will drop further once that broader market correction occurs.

Furthermore, he argues that the recent price rallies for Bitcoin and XRP were driven by a short squeeze rather than authentic organic demand, characterizing the movement as a coordinated effort by major market participants to liquidate short positions.

His Critique of XRP Influencers

He voices sharp criticism toward online commentators who continually predict that XRP will surge to $500. Stating that these influencers have repeatedly been incorrect, he suggests that some might be receiving financial compensation from crypto firms—a practice he claims he has never taken part in.

Where He Is Focused Now

Looking ahead, The Economic Ninja plans to deploy his capital into real estate, specifically targeting tax deed auctions. Having previously liquidated his gold and silver holdings, he views real estate as the next logical asset class for this phase of the cycle.

He advises his followers to retain cash and ignore pressure from individuals promoting cryptocurrencies or precious metals via affiliate links, particularly during what he considers to be an impending market slump.

Frequently Asked Questions

Why is The Economic Ninja selling his XRP holdings?

He is selling due to deteriorating market conditions, the decision by ex-Ripple CTO David Schwartz to sell almost all of his XRP, and his expectation of an upcoming market downturn.

What percentage of his portfolio is currently in cash?

He has maintained roughly 80% of his crypto portfolio in cash since December.

Where does he plan to invest his money next?

He intends to shift his focus toward real estate, specifically targeting tax deed auctions, after having already sold his gold and silver holdings.

What does he expect XRP’s price to do?

He predicts that XRP will fall below $0.80 as broader equity markets experience a downturn.