Crypto analyst Steph Is Crypto (@Steph_iscrypto) has revised his 2026 price prediction for XRP, pointing to a mix of technical indicators that he believes are currently flying under the radar for most investors.
His breakdown focuses on 12-hour chart formations, a verified monthly trend line breakout, and a unique historical precedent in how XRP behaves.
Bullish Divergence Returns
A primary signal highlighted by the analyst is a bullish divergence on the 12-hour XRP chart. He points out that while XRP’s price reached lower lows, the Relative Strength Index (RSI) has printed higher lows going back to October 14. This mirrors a pattern he spotted in August, when XRP formed higher lows on the RSI alongside lower lows in price from August 6 to August 15.
Following that prior divergence, XRP surged by over 72%. According to the analyst, the present divergence indicates that selling momentum may currently be burning out.
I JUST CHANGED MY $XRP PRICE PREDICTION FOR 2026! pic.twitter.com/fzX7EltjAE
— STEPH IS CRYPTO (@Steph_iscrypto) November 1, 2026
The Golden Fibonacci Ratio
XRP is presently changing hands at the golden Fibonacci ratio, featuring a price wick reaching roughly $1.20. Back in September, when XRP traded near $1.60, Steph Is Crypto informed his followers that a pullback to the $1.20 zone was the most probable scenario.
XRP hit that exact region during the market drop that came on the heels of the Binance hack, dipping lower than the September low of $1.25.
Monthly Timeframe and Historical Context
Looking at the monthly chart, XRP recorded three straight green months prior to October closing in the red below $1.50. The analyst notes that across its entire trading history, XRP has never logged more than three consecutive green months.
Having anticipated a red October at the close of September—a prediction that came true—he treats this historical boundary as a major catalyst for the recent pullback and uses it to frame XRP’s current position.
Trendline Breakout Confirmed
Steph Is Crypto draws attention to a validated breakout over a descending trendline that traces back to August 2025. When viewing the monthly chart with candle wicks turned off to cut down on market noise, several touchpoints are visible along the trend line right up until the breakout close.
He maintains that downside risk from current prices remains minimal so long as XRP stays above approximately $1.10, whereas the potential upward reward is described as “absolutely massive.”
New All-Time Highs in View
With the trend line breakout secured and the bullish divergence active, the analyst now views a fresh all-time high for XRP as the most likely scenario, anticipated either later this year or in the next. Though he refrains from naming a precise price target, he emphasizes that the broader technical setup points toward a major rally ahead.
Frequently Asked Questions
Who is Steph Is Crypto?
Steph Is Crypto (@Steph_iscrypto) is a crypto analyst who provides technical analysis and price predictions for digital assets like XRP.
What is driving the latest XRP price prediction?
The updated outlook is based on a 12-hour bullish divergence, trading at the golden Fibonacci ratio near $1.20, historical limits on consecutive green monthly candles, and a confirmed monthly trendline breakout.
Did the analyst give a specific price target for XRP?
No specific price target was provided, but the analyst stated that the technical setup favors a significant rally toward new all-time highs.
What is the key support level to watch?
The analyst notes that downside risk remains limited as long as XRP holds above roughly $1.10.
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Written by
Elara Winter
